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…showed last 75 words of 426 total…transactions deposits and savings accounts to be withdrawn at any time. Business firms being too liquid would be risky for the business, and in addition, other business firms do not specialize solely in the business of money like banks do. Business firms are set up to make profit from business operations based on service or the sale of merchandise, whereas banks are set up to serve as intermediaries for money, or financial institutions of money.